Auto Insurance

When you get behind the wheel, it’s great to have the peace of mind that comes from having great car insurance. Larry Picone of Picone Insurance Agency in Matthews can help you find the best auto insurance to meet your needs. Larry Picone is your source for top-rated Erie car insurance, as well as many other well-respected auto insurance companies. As a long-time insurance broker, Larry helps his customers compare auto insurance rates and insurance coverages by gathering car insurance quotes from multiple car insurance companies.

Erie Insurance has such great customer loyalty that the company doesn’t routinely advertise. By being true to the pledge “Above all in SERVICE”™ Erie Insurance is able to depend on referrals for new business. Larry Picone does the same, and his customers appreciate getting an Erie Insurance Review followed by recommendations for meeting their unique needs.

While everyone loves Erie Insurance, some customers will find it beneficial to consider car insurance through another insurance company. Customers of Picone Insurance Agency often select National General Insurance or Progressive Insurance. Ask Larry to do a car insurance comparison for you today. He’s an expert at finding affordable car insurance that will provide the coverage you need.

While Picone Insurance Agency offices are in Matthews, many of the agency’s customers are in surrounding areas. Picone Insurance protects customers in Stallings, Indian Trail, Waxhaw, Hemby Bridge, Weddington, Wesley Chapel, Marvin, Mint Hill, Monroe, Ballantyne and South Charlotte. We would welcome the opportunity to be your life insurance agent.

Find the discounts

You may be able to save money on your auto insurance by bundling your home and auto insurance. Insurance companies, such as Erie Insurance, provide multi-line discounts to loyal customers who buy car insurance and homeowners insurance from them. Talk with Matthews, NC insurance agent Larry Picone to learn your options for buying the most affordable car insurance.

Why not start the process for finding the best auto insurance today? Simply click on “Get a Quote” and fill out the form. Someone from Picone Insurance Agency will reply promptly with auto insurance or auto and home insurance quotes.

While some auto insurance companies give you instant online auto insurance quotes, this may not give you the full picture. Talk with Larry Picone about the benefits that come with Erie Insurance. Erie rewards longtime customers with accident forgiveness, and they make it as painless as possible to add teen drivers, too.

An auto policy written through Erie Insurance Exchange includes First Accident Forgiveness. In this case, the auto policy will not be surcharged in the event of a first “at fault” accident. There is also a program called Feature 15. After the auto policy has been continuously in force for 15 consecutive years, you will never be surcharged for an “at fault” accident again.

Some terms you should understand to buy auto insurance at Picone Insurance Agency

Liability coverage is for auto accidents in which you are at fault. There are three components:

Bodily injury and property damage liability coverage protects you if you are found to have caused an accident. Your auto insurance company must pay for the other driver’s property damage and medical bills, including the medical bills of any passengers. Liability auto insurance coverage also covers legal fees, should you be sued. Your auto insurance agent at Picone Insurance Agency, Matthews NC, can help you choose the right limits.

Uninsured/under-insured bodily injury coverage protects you if you are involved in an accident caused by another driver who doesn’t have auto insurance. It also pays when the at-fault driver has car insurance, but not enough to cover the costs. Your auto insurance agent at Picone Insurance Agency can explain more.

Medical payments coverage helps pay for the medical or funeral expenses of covered drivers and passengers following an accident. It does not matter who is at fault.

After you meet your legal obligation to carry liability coverage as part of your auto insurance, you may add additional coverages to your auto insurance policy. Your auto insurance agent at Picone Insurance Agency will advise you. If you have a car loan, the lender may also require additional coverages, so be sure to check.

Collision coverage pays to repair your car if you are involved in a collision. After you pay your deductible, the auto insurance company covers the remainder of the cost of repairs. Your auto insurance agent at Picone Insurance Agency can help you determine if you need collision coverage on your policy. He can also help you select the right deductible for you.

Comprehensive coverage protects you if your car is damaged by something other than a collision. This includes fire, vandalism, hail, flood and theft. Talk with your agent at Picone Insurance Agency to see if this coverage is right for you.

After you look at these major auto insurance categories, talk with your agent at Picone Insurance Agency to see if you want to add additional coverages. These coverages may include roadside assistance coverage for breakdowns, and rental reimbursement, should you have to rent a car for repairs made under comprehensive coverage or collision coverage.

Can I bundle my policies at Picone Insurance Agency?

Absolutely! When you buy car insurance along with homeowner’s insurance, renter’s insurance or condo insurance, you qualify for discounts.